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Most states have usury laws which limit a year by year rate to 30% or under on most loans. Currently Payday stores slip by by stating that loans are paid back in 14 days so no violation has occurred and that they are providing a much needed service to people that have no where else to go.

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payday 900.com 1 min 1 sec approval fast now :: Typically the borrower rights out a check mark for the amount of the loan along with a fee (not post dated as that is illegal). This fee can range from 10% to 40% of the loan and the borrower normally has two weeks to pay it off in full. Most can't pay it off in time and end up owing, sometimes, more in fees than the amount of the original loan. - payday 900.com 1 min 1 sec approval fast now

These statistics are similar in many other states. Which means the borrower pays $400 - $500 in loan fees on a $400 loan. This can be absurd usury and should be illegal as it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before."Some will say, that little man requires somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money this way, he's just digging a hole deeper and deeper, and he isn't going to get out."Several states like New York have currently banned this form of predatory lending.

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